IMT Accreditation
Programme
An independent standard for money transfer providers who demonstrate regulatory compliance, pricing transparency, and customer trust.
6
Accredited Providers
9
Assessment Criteria
70 / 100
Minimum Qualifying Score
100%
FCA Regulated
About the Standard
What Is IMT Accreditation?
IMT Accreditation is a single, independent standard awarded to international money transfer providers who meet a minimum threshold of 70 points out of 100 across 9 assessment criteria.
There are no tiers, no Platinum or Gold distinctions. Every accredited provider has cleared the same bar. Consumers can trust that any provider displaying the IMT Accreditation mark has been independently assessed for regulatory compliance, pricing transparency, safeguarding of client funds, and quality of customer service.
Assessments are conducted annually by the InternationalMoneyTransfer.com editorial team. Providers cannot pay for accreditation — it is awarded solely on score.
Qualification threshold
70 / 100
Score 70 or above across 9 criteria to receive the IMT Accreditation mark.
The Framework
How Providers Are Assessed
Providers are independently evaluated across 9 criteria totalling 100 points. A minimum score of 70 is required to achieve accreditation.
FCA Authorisation
Is the provider authorised or registered with the Financial Conduct Authority?
Pricing Visibility
Are fees and FX margin clearly visible before completing a transfer?
Trustpilot Rating
Customer satisfaction score based on verified Trustpilot reviews.
FOS Complaints
Financial Ombudsman Service complaint upheld rate.
Safeguarding Disclosure
Does the provider publicly disclose their safeguarding arrangements for client funds?
Business Longevity
Years in operation — demonstrates stability and experience.
Directors Visible
Are company directors publicly visible on the website or Companies House?
Accounts Filed On Time
Are company accounts filed on time with Companies House?
Phone Contactable
Is there a visible phone number for customer support?
Score 70 or above
IMT Accredited
Score below 70
Not accredited
Transparency
Where Our Data Comes From
Every score is based on publicly verifiable information from independent, authoritative sources — never on provider self-reporting or payment. Anyone can check the same records we use.
FCA Financial Services Register
Regulatory authorisation status, permissions, and firm reference numbers are verified directly against the FCA register.
Financial Ombudsman Service
Published complaints data is used to assess how providers handle and resolve customer disputes.
Trustpilot
Verified customer review scores and volumes are used as one independent measure of service quality.
Companies House
Company filings confirm business longevity, named directors, and that statutory accounts are filed on time.
Provider disclosures
Public pricing, exchange-rate transparency, and client-fund safeguarding statements are reviewed on each provider's own website.
Reviewed annually
Accreditations are reassessed every year by the InternationalMoneyTransfer.com editorial team, independently of any commercial relationship. Last reviewed June 2026.
Read our editorial policyConsumer Protection
How to Verify a Provider's Accreditation
Every accredited provider must display a link to their verification page on this site. Clicking it shows their live accreditation status and full score breakdown.
Provider displays the badge
Accredited providers display the IMT Accreditation badge on their website, typically in the footer or on a trust/regulation page.
Click to verify
The badge links directly to their verification page on internationalmoneytransfer.com, showing live accreditation status.
See the full score breakdown
The verification page shows the provider's score on all 9 criteria, their FCA registration number, and the date of assessment.
Apply for IMT Accreditation
Demonstrating your commitment to transparency, regulatory compliance, and customer service builds trust with the consumers who matter most. Display the IMT Accreditation badge on your website once awarded.